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        • How do Scale Factors Work for Area and Volume?
        • Edexcel GCSE Maths 2023 Paper 2: The Final Question
        • How to Find the Average From a Frequency Table
        • What Do the Angles in a Polygon Add Up To?
        • How to Integrate by Parts: Calculus Help
        • How to Use Pythagoras' Theorem
        • How to Calculate Compound Percentage Changes
        • How to Find Equivalent Fractions
        • How to Find the Averages and Range From Grouped Data
        • How to Factorise a Quadratic Algebraic Equation
        • How to Expand a Pair of Brackets
        • How to Complete the Square
        • How to Find the Average of a Group of Numbers
        • Hannah's Sweets - Tricky GCSE Question
        • Why Do We Rationalise the Denominator?
        • How to Add, Subtract, Multiply and Divide Fractions
        • How to Answer the 'Impossible' Question on the Edexcel GCSE Maths Paper 2022
        • How to Draw Pie Charts
        • How to Differentiate From First Principles
        • How to Solve Direct Proportion Questions
        • How to Calculate a Percentage of an Amount Using a Decimal Multiplier
        • How to Find the Lowest Common Multiple and Highest Common Factor of Two Numbers
        • How to Write a Number as a Product of Its Prime Factors
        • How to Solve a Quadratic Equation: 3 Methods
        • How To Solve the GCSE Maths Question That's Leaving Parents Stumped
        • How to Multiply Decimal Numbers Without a Calculator
      • How Many Gifts Do I Get Over the Twelve Days of Christmas?
      • How to Find the Sum of a Geometric Sequence
      • The Maths Behind A4 Paper
      • The Monty Hall Problem
      • Rationalizing the Denominator
      • How Do Binary Numbers Work?
      • Rice on a Chessboard
      • How to Prove Pi Equals 2
      • What is the Maximum Score in Ten-Pin Bowling?
      • The Prisoner's Dilemma
      • How Many Socks Make a Pair?
      • Four Interesting Types of Mathematical Numbers
      • How to Add the Numbers 1-100 Quickly
      • What Is the Sum of the Sequence 1, 1/2, 1/4, 1/8, 1/16, ...?
      • Find the Answer to 8×9×10×11×12 Without Using a Calculator
      • How to Prove that the Square root of 2 is Irrational
      • Three Interesting Fractals From Koch, Sierpinski and Cantor
      • How Many Squares Are on a Chessboard?
      • Different Kinds of Prime Numbers
      • How to Do Long Multiplication Using Napier's Method
      • The Handshake Problem
      • Why You Should Always Order the Large Pizza
      • Maximizing the Area of a Rectangle
      • Speed Arithmetic - How to Multiply by 11 Without a Calculator
      • Speed Arithmetic - How to Multiply and Divide by 5 Without a Calculator
      • Pythagoras' Theorem - A Proof
      • How Large Is Infinity?
      • Interesting Facts About Pascal's Triangle
      • Why Does Time Slow Down as You Approach the Speed of Light?
      • Five of History's Most Influential Women in STEM
      • Five More of History's Most Influential Women in STEM
      • How Likely Are You to Hit the Centre of the Archery Target?
      • Find Four Primes Smaller Than 100 Which Are Factors Of 3^32 − 2^32
      • Bertrand's Paradox: A Problem in Probability Theory
      • What Is an Erdős Number?
      • Three of Isaac Newton's Most Important Contributions to the World
      • Mathematical Numbers: What Is 'e'?
      • Hilbert's Paradox of the Grand Hotel: Another Look at Infinity
      • Decreasing the Circumference of Differently Sized Circles: A Counterintuitive Cricket Problem
      • Zeno's Paradox: Achilles and the Tortoise
      • What Are Hexadecimal Numbers?
      • Why Do We Split a Circle Into 360 Degrees?
      • N-bonacci Sequences - Taking Fibonacci Further
      • Being Careful When You Average an Average: A Basketball Problem
      • What Is a Dudeney Number?
      • Every Prime Number Larger Than 3 Is 1 Away From a Multiple of 6: A Proof
      • Why Do Buses Come in Threes?
      • A Quick Way to Solve 1000^2 − 999^2: The Difference of Two Squares
      • What Are Triangular Numbers?
      • What Is the Collatz Conjecture?
      • How to Make a Mathematical Paper Snowflake
      • What Is the Unexpected Hanging Paradox?
      • What Is Pi?
      • Is There a Biggest Prime Number or Do They Continue Infinitely?
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How to Multiply Decimal Numbers Without a Calculator

What Is a Decimal?​​

A decimal is a number consisting of two parts: a whole number to the left of the decimal point and a fractional part to the right. They are used to represent numbers lying in between the whole numbers (integers) as an alternative form to fractions.
For example, 0.5 is a decimal, with its fractional form being 1/2. 392.718 is also a decimal, this time lying between 392 and 393.
Multiplying two decimals together without a calculator can appear daunting, but in this how-to guide, we will break it down into simple steps to make it much more achievable.

Example 1: Multiply a Decimal by a Whole Number​

To begin with, let's look at what happens when multiplying a decimal by a whole number.
The simplest way to start this is to remove the decimal point and complete the multiplication with the numbers you have now.
For example, let's solve 7 × 0.3.
We remove the decimal point and get 7 × 3 = 21.
We now need to put the decimal point back in, and there are a couple of ways of doing this. With simpler numbers like this one, we can look at the original sum and estimate an answer, then put the decimal point back in to create an answer near our estimate.
In our example, we know that 7 × 0.3 must be slightly smaller than 7 × 0.5, which is half of 7 = 3.5. Therefore, we can quickly see that the decimal point must go in between the 2 and the 1 to create 2.1 (0.21 is far too small compared to 3.5, and 21 is far too big).
This method is perfectly fine for simple sums, but sometimes another method is required. The second way is to count how many decimal places are in the original sum and ensure we have the same amount in the final answer.
7 × 0.3 has one decimal place (the 3), so the answer must also have 1 decimal place. We, therefore, get 7 × 0.3 = 2.1 as before.

Example 2: Multiplying a Decimal by a Whole Number

Let's try 0.46 × 6.
First we solve 46 × 6.
40 × 6 = 240 and 6 × 6 = 36, so 46 × 6 = 240 + 36 = 276.
By method 1, we need a number close to half of 6 = 3, and so we put the decimal point back between the 2 and 7 to get an answer of 2.76.
By method 2, the original sum has two decimal places (the 4 and 6 in 0.46), so our answer must have two decimal places. Again, we get the answer 2.76.
So 0.46 × 6 = 2.76.

Example 3: Multiplying a Decimal by Another Decimal

We can multiply two decimals together by using the same tricks as before. Although method 1 of estimating the answer can be harder here, method 2 works in exactly the same way.
Let's try 0.08 × 0.03.
We start off in the same way by removing the decimal points.
8 × 3 = 24
Our original sum has four decimal places in it (0 and 8 in the first number and 0 and 3 in the second number), so the answer must also have four decimal places. The 24 we have so far only has two digits and so we need two zeros to make the four decimal places.
Therefore 0.08 × 0.03 = 0.0024.

Example 4: Multiplying a Decimal by Another Decimal

In this example, we will look at a decimal with a whole number part being multiplied by another decimal.
63.52 × 0.4
First, convert into whole numbers.
6352 × 4
This isn't the easiest multiplication to do, but by using a written method such as the column method or grid method, we get:
6352 × 4 = 25 408
Our original question has two decimal places in the first number and one decimal place in the second number, so we need three decimal places altogether. Therefore
63.52 × 0.4 = 25.408
Note that this is one we could have solved by using our estimation method as well.

Example 5: Being Careful With Extra Zeros

One thing to be wary of is when our answer has zeros on the end. Take a look at this example:
2.35 × 9.2
We first solve 235 × 92
90 × 235 = 21 150
2 × 235 = 470
235 × 92 = 21 620
As our original sum has three decimal places (two in the first number and one in the second), our new answer will need three decimal places too. We need to make sure we include the 0 at the end of these three, even though we won't need to write it in the final answer.
2.35 × 9.2 = 21.620
We don't write spare zeros at the end of decimals, so now we've counted it in our three, we can drop it from the answer to give us a final answer of 21.62.

How to Multiply Decimals: A Summary​

So, to summarise, when multiplying two decimals together without a calculator:
  1. Remove the decimal points.
  2. Multiply the two new numbers together.
  3. Reinsert the decimal point in the correct place in your answer by either estimating the answer or making sure your answer has the same number of decimal places as there are together in both original numbers.

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  • Home
  • Algebra
    • Algebraic expressions
    • Algebraic equations
    • Expanding brackets
    • Index notation
    • Inequalities
    • Quadratic equations
    • Sequences
    • Simultaneous equations
    • Straight line graphs
    • Substitution
  • Shapes, space and measures
    • Angles
    • Circles
    • Circle theorems
    • Compound measures
    • Construction
    • Distance/speed-time graphs
    • Length, area and volume
    • Metric and Imperial conversions
    • Metric units of measurement
    • Proof
    • Pythagoras' Theorem
    • Scale factors, similarity and congruence
    • Symmetry and reflection
    • Time
    • Trigonometry
  • Number
    • Primary Addition and Subtraction
    • Addition and subtraction
    • Basic number work
    • BODMAS/PEMDAS/BIDMAS
    • Compound percentage change
    • Decimals
    • Factors and Multiples
    • Fractions
    • Fractions, decimals and percentages
    • Money
    • Multiplication and division
    • Percentages
    • Ratio and Proportion
    • Rounding and estimating
    • Standard form
  • Statistics and Probability
    • Averages and the Range
    • Box plots
    • Collecting data
    • Pie charts
    • Probability
  • More
    • Starters >
      • Puzzles and riddles
      • Maths Wordsearches
      • More Maths Lesson Starter Ideas
    • Christmas Maths Activities
    • Maths Articles >
      • Revision and How-To Guides >
        • How do Scale Factors Work for Area and Volume?
        • Edexcel GCSE Maths 2023 Paper 2: The Final Question
        • How to Find the Average From a Frequency Table
        • What Do the Angles in a Polygon Add Up To?
        • How to Integrate by Parts: Calculus Help
        • How to Use Pythagoras' Theorem
        • How to Calculate Compound Percentage Changes
        • How to Find Equivalent Fractions
        • How to Find the Averages and Range From Grouped Data
        • How to Factorise a Quadratic Algebraic Equation
        • How to Expand a Pair of Brackets
        • How to Complete the Square
        • How to Find the Average of a Group of Numbers
        • Hannah's Sweets - Tricky GCSE Question
        • Why Do We Rationalise the Denominator?
        • How to Add, Subtract, Multiply and Divide Fractions
        • How to Answer the 'Impossible' Question on the Edexcel GCSE Maths Paper 2022
        • How to Draw Pie Charts
        • How to Differentiate From First Principles
        • How to Solve Direct Proportion Questions
        • How to Calculate a Percentage of an Amount Using a Decimal Multiplier
        • How to Find the Lowest Common Multiple and Highest Common Factor of Two Numbers
        • How to Write a Number as a Product of Its Prime Factors
        • How to Solve a Quadratic Equation: 3 Methods
        • How To Solve the GCSE Maths Question That's Leaving Parents Stumped
        • How to Multiply Decimal Numbers Without a Calculator
      • How Many Gifts Do I Get Over the Twelve Days of Christmas?
      • How to Find the Sum of a Geometric Sequence
      • The Maths Behind A4 Paper
      • The Monty Hall Problem
      • Rationalizing the Denominator
      • How Do Binary Numbers Work?
      • Rice on a Chessboard
      • How to Prove Pi Equals 2
      • What is the Maximum Score in Ten-Pin Bowling?
      • The Prisoner's Dilemma
      • How Many Socks Make a Pair?
      • Four Interesting Types of Mathematical Numbers
      • How to Add the Numbers 1-100 Quickly
      • What Is the Sum of the Sequence 1, 1/2, 1/4, 1/8, 1/16, ...?
      • Find the Answer to 8×9×10×11×12 Without Using a Calculator
      • How to Prove that the Square root of 2 is Irrational
      • Three Interesting Fractals From Koch, Sierpinski and Cantor
      • How Many Squares Are on a Chessboard?
      • Different Kinds of Prime Numbers
      • How to Do Long Multiplication Using Napier's Method
      • The Handshake Problem
      • Why You Should Always Order the Large Pizza
      • Maximizing the Area of a Rectangle
      • Speed Arithmetic - How to Multiply by 11 Without a Calculator
      • Speed Arithmetic - How to Multiply and Divide by 5 Without a Calculator
      • Pythagoras' Theorem - A Proof
      • How Large Is Infinity?
      • Interesting Facts About Pascal's Triangle
      • Why Does Time Slow Down as You Approach the Speed of Light?
      • Five of History's Most Influential Women in STEM
      • Five More of History's Most Influential Women in STEM
      • How Likely Are You to Hit the Centre of the Archery Target?
      • Find Four Primes Smaller Than 100 Which Are Factors Of 3^32 − 2^32
      • Bertrand's Paradox: A Problem in Probability Theory
      • What Is an Erdős Number?
      • Three of Isaac Newton's Most Important Contributions to the World
      • Mathematical Numbers: What Is 'e'?
      • Hilbert's Paradox of the Grand Hotel: Another Look at Infinity
      • Decreasing the Circumference of Differently Sized Circles: A Counterintuitive Cricket Problem
      • Zeno's Paradox: Achilles and the Tortoise
      • What Are Hexadecimal Numbers?
      • Why Do We Split a Circle Into 360 Degrees?
      • N-bonacci Sequences - Taking Fibonacci Further
      • Being Careful When You Average an Average: A Basketball Problem
      • What Is a Dudeney Number?
      • Every Prime Number Larger Than 3 Is 1 Away From a Multiple of 6: A Proof
      • Why Do Buses Come in Threes?
      • A Quick Way to Solve 1000^2 − 999^2: The Difference of Two Squares
      • What Are Triangular Numbers?
      • What Is the Collatz Conjecture?
      • How to Make a Mathematical Paper Snowflake
      • What Is the Unexpected Hanging Paradox?
      • What Is Pi?
      • Is There a Biggest Prime Number or Do They Continue Infinitely?
    • A-Level Maths Paper Walkthroughs >
      • A-Level Maths, Edexcel, June 2018, Paper Walkthroughs >
        • A-Level Maths, June 2018, Pure Paper 1 Question Walkthroughs
        • A-Level Maths, June 2018, Pure Paper 2, Question Walkthroughs
        • A-Level Maths, June 2018, Statistics and Mechanics, Question Walkthroughs
      • A-Level Maths, Edexcel, June 2019, Paper Walkthroughs >
        • A-Level Maths, June 2019, Pure Paper 1, Question Walkthroughs
        • A-Level Maths, June 2019, Pure Paper 2, Question Walkthrough
        • A-Level Maths, June 2019, Statistics and Mechanics, Walkthrough answers
      • A-Level Maths, Edexcel, October 2020, Paper Walkthroughs >
        • A-Level Maths, October 2020, Pure Mathematics Paper 1, Question Walkthroughs
        • A-Level Maths, October 2020, Pure Mathematics Paper 2, Question Walkthroughs
        • A-Level Maths, October 2020, Statistics and Mechanics, Walkthrough answers
      • A-Level Maths, Edexcel, October 2021, Paper Walkthroughs >
        • A-Level Maths, October 2021, Pure Mathematics, Paper 1 Walkthroughs
        • A-Level Maths, October 2021, Pure Mathematics Paper 2 Walkthroughs
        • A-Level Maths, October 2021, Statistics and Mechanics, Walkthrough answers
      • A-Level Maths, Edexcel, June 2022, Paper 1 Walkthroughs
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